Flexible Capital, When You Need It
Access a revolving line of business credit to manage cash flow, cover expenses, and take advantage of opportunities—without taking a lump-sum loan.
- Draw Funds as Needed
- Pay Only on What You Use
- Reuse Available Credit
Capital That's Ready When You Are
A business line of credit gives you access to a predetermined credit limit that you can draw from as needed. As you repay what you use, your available credit can replenish.
Get Approved
Receive a credit limit based on your business and financial profile.
Draw When Needed
Access only the funds you need for expenses, cash-flow gaps, or opportunities.
Repay & Reuse
Repay what you use and access available credit again as your needs change.
Built For Business Flexibility
On-Demand Access
Access available capital when unexpected expenses or opportunities arise.
Pay for What You Use
Interest is generally based on the amount you draw rather than your full credit limit.
Reusable Capital
Repay what you use and access available credit again as your business needs change.
Cash-Flow Support
Help manage seasonal fluctuations, timing gaps, and everyday operating expenses.
PUT YOUR CREDIT TO WORK
Cash Flow
Inventory
Payroll
Operations
Seasonal Expenses
Emergency Costs
Business Opportunities
Cash Flow
Inventory
Payroll
Operations
Seasonal Expenses
Emergency Costs
Business Opportunities
Is A Line Of Credit Right For You?
A business line of credit may be a good fit for businesses looking for flexible access to capital without committing to a fixed lump-sum loan.
Good Fit If
- Established business operations
- Consistent business revenue
- Recurring or seasonal cash-flow needs
- Short-term funding needs
- Want flexible access to capital
- Comfortable managing a revolving credit facility
What You Need
- Recent business bank statements
- Business and ownership information
- Revenue history
- Basic financial information
- Credit information
- Details about your funding needs
Frequently Asked Questions
Get clear answers about how business lines of credit work, how you can use them, and what you may need to qualify.
A business line of credit provides access to a set amount of capital that you can draw from as needed, rather than receiving the entire amount upfront.
You receive a credit limit, draw funds when needed, and repay the amount you use. As you repay, available credit may become available again.
Typically, interest is charged on the amount you actually draw rather than the unused portion of the credit line.
Depending on the financing terms, funds can help cover working capital needs, inventory, payroll, operating expenses, seasonal gaps, and other qualified business expenses.
Eligibility can depend on factors such as time in business, revenue, financial history, credit profile, and recent business bank statements.