Turn Invoices Into Working Capital
Access cash tied up in outstanding invoices and keep your business moving while your customers follow their normal payment cycles.
- Unlock Outstanding Invoices
- Improve Cash Flow
- Keep Business Moving
Turn Outstanding Invoices Into Cash
Invoice factoring can help businesses access capital tied up in unpaid invoices instead of waiting for customers to pay.
Issue Your Invoice
Provide goods or services and invoice your customer as usual.
Access Available Funds
Eligible invoices can be submitted for factoring, allowing you to access a portion of the invoice value sooner.
Customer Pays
Your customer pays the invoice according to its normal terms, completing the factoring process.
Put Your Outstanding Invoices to Work
Improve Cash Flow
Access capital tied up in unpaid invoices and reduce cash-flow delays.
Faster Access to Capital
Turn eligible receivables into working capital without waiting for the full payment cycle.
Keep Operations Moving
Use available capital for payroll, inventory, business expenses, and everyday operations.
Support Growth
Take on new orders and opportunities without being limited by slow customer payments.
Turn Receivables into Momentum
Payroll
Inventory
Supplies
Operations
Marketing
Growth
New Orders
Payroll
Inventory
Supplies
Operations
Marketing
Growth
New Orders
Could Invoice Factoring Work for Your Business?
Invoice factoring may be a good fit for businesses that invoice customers and want to access cash before those invoices are paid.
Good Fit If
- You invoice business customers
- Customers typically pay on terms
- You have outstanding receivables
- Cash flow is affected by payment delays
- You need working capital for ongoing operations
- You want to fund new orders or growth
What You Need
- Outstanding customer invoices
- Business information
- Recent bank statements
- Accounts receivable details
- Customer payment information
- Additional financial documentation if required
Frequently Asked Questions
Get clear answers about invoice factoring, eligible invoices, funding, costs, and the application process.
Invoice factoring allows a business to access capital tied up in eligible outstanding invoices instead of waiting for customers to pay.
Eligible invoices are submitted for factoring, allowing the business to access an agreed portion of the invoice value. The customer then pays the invoice according to its normal terms.
Eligibility depends on the factoring program, but invoice factoring is generally designed around qualifying business-to-business receivables.
Available funds can generally support working capital needs such as payroll, inventory, supplies, operations, and growth-related expenses, subject to the financing terms.
Timing varies depending on invoice eligibility, documentation, verification, and the factoring provider.