Business Line of Credit Solutions for Growing Businesses
Business Line of Credit for Small Businesses
Access working capital exactly when your business needs it.
A business line of credit gives you flexible, on-demand funding to manage cash flow, cover short-term expenses, and handle unexpected opportunities.
You only pay interest on what you use, making it a cost-effective solution for everyday business operations and growth.
Loan Overview
What Is a Business Line of Credit?
A business line of credit is a flexible financing option that provides access to a set credit limit you can draw from as needed. Unlike a traditional loan, interest is charged only on the amount you use, and as you repay, your available credit replenishes.
This makes it an ideal solution for managing short-term cash flow needs, seasonal expenses, and ongoing operational costs without committing to a fixed loan amount.
Key Benefits
Draw funds whenever needed and repay only what you use.
Reduce borrowing costs by paying interest solely on drawn funds.
Reuse available credit as balances are paid down.
Ideal for covering gaps caused by seasonality or timing delays.
Key Qualifications & Eligibility
Key Qualifications & Eligibility
Time in Business
Minimum of 6+ months operating history required.
Annual Revenue
At least $120,000 in yearly gross revenue.
Business Information
Basic details about you and your business operations.
Bank Statements
Most recent 3 months of business bank statements.
Required Documentation
- Completed business line of credit application
- Most recent 3–6 months of business bank statements
- Basic business and ownership information
- Tax returns or financial statements (if required)
- Additional documents based on credit limit and risk profile
Need Flexible Access to Capital?
A business line of credit gives you control over your cash flow without a long-term commitment.
Speak with our funding specialists to see if this option fits your business needs.