Invoice Factoring Solutions for Faster Cash Flow
Turn unpaid invoices into immediate working capital with invoice factoring. Improve cash flow without taking on traditional debt. Check eligibility today.
Invoice Factoring Solutions
Invoice factoring helps businesses unlock cash tied up in unpaid invoices.
Instead of waiting weeks or months for customers to pay, you can access funds quickly based on your outstanding receivables.
This solution is ideal for businesses with steady invoicing that need consistent cash flow to operate and grow.
Loan Overview
What Is Invoice Factoring?
Invoice factoring is a financing solution that allows businesses to sell unpaid invoices to a factoring company in exchange for immediate cash. Rather than waiting for customers to pay on net-30, net-60, or net-90 terms, businesses can access a large portion of the invoice value upfront.
Once the customer pays the invoice, the remaining balance is released—minus a factoring fee. This makes invoice factoring a powerful tool for improving cash flow without taking on traditional debt.
Key Benefits
Get funding in days instead of waiting for invoice payments.
Maintain steady operations without cash flow gaps.
Funding is based on invoices, not long-term loans.
More invoices mean more available funding.
Key Qualifications & Eligibility
Invoice factoring focuses more on your receivables than your credit score.
Key Qualifications & Eligibility
Outstanding Invoices
Business must have unpaid customer invoices available for factoring.
Creditworthy Customers
Invoices should be issued to customers with reliable payment histories.
Personal Credit Score
Minimum 620+ personal FICO score in most cases.
Bankruptcy & Tax Compliance
No open or active bankruptcies and no major unresolved tax liens, or proof of an approved repayment plan if applicable.
Required Documentation
- Accounts Receivable (A/R) aging report
- Invoices you want to factor
- Customer list with basic contact details
- Last 3–6 months of business bank statements
- Most recent business tax return
Need Cash Without Waiting on Invoices?
Invoice factoring helps turn unpaid invoices into immediate working capital.
Find out if your business qualifies and access fast, flexible funding